Built for Canadians

Your money, clearly understood.

Your bank shows you what you spent. Monvo tells you what to do about it — forgotten subscriptions, better interest rates, cash sitting idle. Not another dashboard to decode; the specific moves, in dollars. Built for Canadians.

Free to start · No credit card · Read-only access

Curious first? See what you're leaving on the table — free, no login →

Net worth

$

This week

$1,890

Accounts

3

Saved

$340

You spent $84 on subscriptions last month — 3 may be unused.

Starbucks

Coffee & Cafes

-$5.48

Today

TD Canada Trust

Income

+$2,450

Yesterday

Netflix

Subscriptions

-$17.99

May 23

Loblaw Companies

Groceries

-$78.32

May 22

How it works

Connect once. Monvo tells you what to do — automatically.

Connect your bank

Plaid-powered connections to every major Canadian bank. Read-only access — we never touch your money.

Always up to date

Your bank connection stays live. Every new transaction is analyzed automatically — no uploads, no manual steps.

Nudges that find money

Monvo spots patterns you'd miss — forgotten subscriptions, spending spikes, recurring charges worth cancelling.

Ask about your money

Ask plain-English questions grounded in your actual transactions. No generic advice — just your numbers.

1

Connect or upload

Link your bank through Plaid, or upload a statement PDF. About a minute.

2

Monvo reads everything

Every transaction is categorized and scanned for recurring charges and missed interest.

3

You get the findings

Specific, dollar-figure nudges — what's costing you money and what to do about it.

Privacy first, always.

Monvo uses read-only Plaid access — we can see your transactions but can never move money. Your data is encrypted at rest and in transit. Delete everything from your account settings at any time.

Read our privacy policy
CIBC
TD
RBC
BMO
Scotiabank
Tangerine
EQ Bank

Ready to see your money clearly?

Connect your bank in under a minute. No credit card required.

Get started free

Not ready? Join the waitlist and we'll let you in early.