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Analytics

Spending & income

Trends from your connected account activity — card payments and internal transfers excluded.

Top category, September 2026

$310

Groceries

Subscriptions, per month

$115

$1,380/year

Food & dining, September 2026

$141

Food & dining

September 2026

Merchant spending, deposits, and trends for September 2026. Card payments and internal transfers are excluded. Compared with August 2026.

Deposits minus spending

$5,426

$6,400 deposits minus $974 merchant spending.

Spending

$974

For September 2026, spending is up 2% versus the prior month.

Top category

Groceries

$310 in September 2026 — start here before chasing small charges.

Watch next

Loblaws

Loblaws is your largest merchant in September 2026.

Latest month readout

September 2026

You kept $5,426 after visible spending in September 2026, a 85% savings rate.

Your cushion looks healthy. The next question is whether that surplus is aimed at the right goal.

Where the money went

September 2026 spending by source, category, and merchant.

Spending source

Credit-card purchases count as spending. Credit-card payments stay excluded.

Cards included

Credit cards

$804

Bank/debit

$170

Other accounts

$0

Spending drivers

$946

September 2026 by everyday category. Fees and dues are tracked separately.

Largest merchants

Helpful when a September 2026 category is too broad.

Loblaws

$310

Petro-Canada

$145

GoodLife Fitness

$110

Amazon

$90

Rogers

$60

Starbucks

$42

This week

Spend by category for a single week, Monday to Sunday.

Week of Sep 28 – Oct 4

$30

Software$30

Income & trends

What came in, and how the months compare.

Largest deposits

$6,400

Deposits counted in September 2026.

Payroll Deposit

$6,400

Income vs spending by month

$5,426

All shared transaction months: July 2026 to September 2026. Bars exclude internal transfers.

IncomeSpending

Deep dive

Day-by-day patterns and money that came back.

Spending Calendar

September 2026 — darker cells = higher spend

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Less
MoreIncome day

Notable Days

Thu, Sep 10

Top: Petro-Canada

$145.00

4.5x your typical day

Sat, Sep 19

Top: Loblaws

$95.40

2.9x your typical day

Fri, Sep 11

Top: Amazon

$89.99

2.8x your typical day

Sat, Sep 26

Top: Loblaws

$78.60

2.4x your typical day

Sun, Sep 13

Top: Loblaws

$71.30

2.2x your typical day

Refunds & Credits

No refunds detected in connected account activity.